RBI MPC keeps repo rate unchanged at 5.5%; growth and inflation projections revised

    RBI MPC keeps repo rate unchanged at 5.5 percent citing inflation moderation and growth concerns. Governor Sanjay Malhotra revised growth and inflation projections signaling cautious approach to monetary policy amid global uncertainties and domestic economic recovery.

    RBI MPC keeps repo rate unchanged at 5.5%; growth and inflation projections revised
    Business

    RBI MPC Keeps Repo Rate Unchanged Amid Cautious Economic Outlook

    The Reserve Bank of India (RBI) concluded its latest Monetary Policy Committee (MPC) meeting with a decision to keep the repo rate unchanged at 5.5 percent. The central bank signaled a cautious stance amid moderating inflation and ongoing concerns about domestic economic growth. Governor Sanjay Malhotra highlighted that the RBI is committed to maintaining price stability while supporting economic recovery.


    Key Highlights of the RBI MPC Meeting

    • Repo rate maintained at 5.5 percent after careful assessment of economic indicators
    • Inflation projected to remain within manageable levels in the coming months
    • Growth forecast for the Indian economy revised to 6.8 percent
    • RBI emphasized a calibrated approach to liquidity management
    • Global economic uncertainties continue to influence policy decisions

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    Inflation Outlook

    The RBI has observed a moderation in consumer price inflation, largely due to stable food and energy prices. However, certain sectors still face cost pressures, and the MPC has stressed vigilance in monitoring price trends. Maintaining price stability remains a core objective of the central bank.

    Key points regarding inflation:

    • Current inflation is within the target range
    • Core inflation requires close monitoring
    • Any sudden spike in commodity prices could influence future policy

    Growth Projections and Economic Recovery

    The MPC revised India’s growth projection to 6.8 percent, reflecting signs of recovery across multiple sectors. While domestic consumption is improving, global uncertainties and geopolitical tensions may impact exports and investment. The central bank aims to support growth without compromising price stability.

    Growth-related insights:

    • Recovery driven by manufacturing and services sectors
    • Domestic demand showing steady improvement
    • Investment inflows remain crucial for sustained growth

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    Liquidity and Financial Stability

    The RBI emphasized maintaining adequate liquidity in the banking system to support credit flow and economic activity. The central bank will continue to monitor liquidity conditions and adjust tools as required.

    Points on liquidity:

    • Adequate liquidity to support lending
    • Banking system remains resilient
    • Measures in place to address any market disruptions

    Global Economic Considerations

    International developments such as fluctuating commodity prices and foreign market volatility are key factors influencing RBI decisions. The MPC acknowledged that global uncertainties can affect trade and investment, requiring a careful approach to domestic policy.

    Global factors:

    • Commodity price fluctuations
    • Geopolitical tensions
    • External demand for Indian exports

    FAQ

    1. What is the current repo rate set by RBI
      The repo rate has been maintained at 5.5 percent in the latest MPC meeting

    2. Why did RBI keep the repo rate unchanged
      To balance inflation moderation with economic growth support amid global uncertainties

    3. How does the repo rate affect the economy
      It influences borrowing costs, credit availability, and overall liquidity in the banking system

    4. What is the projected growth rate for India
      The MPC revised India’s growth forecast to 6.8 percent

    5. How will inflation be managed going forward
      RBI will monitor price trends closely and adjust policy tools if required


    The RBI’s cautious stance highlights the delicate balance between sustaining economic growth and ensuring price stability. With global and domestic challenges in play, the central bank aims to navigate the Indian economy through a steady path of recovery while remaining prepared for unforeseen risks. Investors, businesses, and consumers alike will be closely watching the RBI’s next moves to gauge the direction of monetary policy.

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